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Credit Cards - No Need to Carry Money on the Move
Credit cards are great for emergencies when you want to purchase something and you do not have money for it. If you are thinking of taking a credit card, make yourself aware of the terms and conditions associated with it.
 
Credit Cards For Kids - Which Style of Card is the Best?
Have you seen some of the fees on these cards? Ouch! However, some are pretty good you just need which ones are the best for you and cost the least to have.
 
0% Interest Credit Cards - An Excellent Option
Time plays a crucial role in opting for the right kind of 0% interest credit cards. This article discusses about what all things you should keep in mind while going for 0% interest credit cards.
 
Credit Scores - Cause and Effect
What makes up your credit score? There are 5 key categories that determine that "magic" number used by mortgage companies, banks, car dealers, and retailers to establish your credit worthiness.
 

Credit Rating Tid Bits

Credit repair is a general term often applied to the controversial practice of improving or rehabilitating one's financial reputation (creditworthiness) among creditors.
To improve a credit rating damaged by poor credit habits, in the long run only one thing will work: changing those habits.
Making arrangements with the creditors to repay them is often one of the steps in improving one's credit habits. Creditors may accept slow payment schedules, as an alternative to writing off the debt. In some cases, creditors may accept a less-than-full repayment (pennies on the dollar). The key here is contact with the creditor and taking action to retire the debt.

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Money News
Death of stocks? Reports greatly exaggerated
Bonds will occasionally outperform the stock market in the short run, but over the long haul, stocks still tend to come out on top.


 
Where Americans do (and don't) cut
Consumer confidence is in the gutter, inflation is on the rise and the economy is struggling. But even as consumers cut back on spending, there are some things they refuse to give up.


 
How to deal with a bad 401(k) plan
Question: Both my husband and I have 401(k)s that are annuities backed by mutual funds. The returns, compared to our rollover IRAs in Fidelity funds, are unimpressive. What is the best strategy for dealing with a lousy 401(k)?


 

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