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Financial News

Estate Planning in a Down Market (BusinessWeek Online)
BusinessWeek Online - When times are tough, people tend to hold on to what they have that much more tightly. But for those who can get beyond that psychological response, there's a silver lining in today's combination of depressed asset values and low interest rates: Transferring assets to the next generation has rarely been less costly.
 
British house prices sink by record amount in 2008 (AP)
AP - House prices in Britain fell by their biggest annual amount in at least 56 years during 2008, as credit seized up and possible buyers stayed out of the market, a leading mortgage lender said Tuesday.
 
Mortgage rates fall to third straight record low (AP)

A man walks on an overpass Jianguo Road near office buildings in Beijing's central business district, January 6, 2009. Delinquency rates on Chinese banks' property loans remain low, especially for residential mortgages, in spite of a downturn in the real estate market, a central bank official said on Tuesday. Banks had extended 2.95 trillion yuan ($432 billion) in home loans by the end of November, up 10.6 percent from a year earlier and accounting for about 10 percent of their local currency lending, Huo Yingli, a deputy director in the financial market department of the People's Bank of China, told a news conference. REUTERS/Jason Lee (CHINA)AP - Rates on 30-year mortgages fell to a record low for the third straight week and borrowers took advantage of the drop, sending new applications soaring.



 
Mortgage crisis spurs tougher rules for brokers (AP)

Shirley Webster, president of the Greater Citizens Coalition of Martindale-Brightwood, tours the Brightwood neighborhood on the near north side of Indianapolis, Tuesday, Dec. 16, 2008.  The area has a problem with vacant homes, many of the homes have been stripped of their pipes and the home pose a danger to the students in a nearby elementary school.  (AP Photo/Michael Conroy)AP - Becoming a mortgage broker in Indiana used to be easy. Too easy.



 
Mortgage rates drop to 37-year low (Reuters)
Reuters - Interest rates on U.S. 30-year fixed-rate mortgages dropped for a ninth consecutive week, reaching their lowest level in 37 years, according to a survey released on Wednesday by home funding company Freddie Mac.
 

Chase Credit Cards Results

'Tis the Season For Credit Folly
The looming specter of further job cuts in 2009 have made Christmas 2008 anything but festive. The global recession that has touched the lives of every person in our world economy will undoubtedly be here for some time to come. As many of us scramble to balance our check book and keep within our budget this Christmas, the sense of impending 'debt grief' is surfacing.
 
All Access Visa - Prepaid Card Review
Review of the prepaid All Access Visa. How the card works including: how to deposit money, use bill pay, and your free savings account.
 
Reward Cards - Are These a Good Credit Card Options?
Currently, in most of internet web sites, and when you click, you'll have a pop up window that appears to advertise reward cards, every where you will find companies that offer more rewards for their credit cards, these rewards can in some cases be interesting in other not so important. You should always be careful with these rewards offers, because in some cases although they always say that you will be a winner, you can pay an amount of money without making much, keep in mind that they are not always useful, and be aware of what you are buying.
 

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Credit Cards: Low Rate Cash Back Rewards Credit Cards and Business ...
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Chase Credit Cards.com - Online Credit Card Applications
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Chase OnlineSM for Business. Learn more about how Chase Online can save you time managing your cash flow. ... Chase Product and Service Information ...
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Chase credit cards offers include 0% apr for 12 months, cash back and rewards. Compare cards and apply online.
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QuickenŽ Credit Card - Visa Business Credit Card Offer through Chase
Get the Quicken Credit Card and get $30 back after your first purchase and earn points towards Quicken Rewards. Your Visa business credit card for all occasions.
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Money News
Battle of the iPhone clones
The iPhone is no longer the only touchscreen 'smart phone' in town. But are the challengers a better value?
 
Keeping wealth in the family
Lisa and Bruce Brown are fortunate enough to have plenty of assets to protect. Foremost of these is their children: The Browns are the proud parents of four-year-old Emma, and they have another baby on the way. The Oakland couple also have considerable assets of the financial variety. Thanks to diligent saving and smart property investments, the Browns have a net worth of nearly $2 million.
 

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