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How to Get a Government-Backed, Zero-Down-Payment Mortgage
(U.S. News & World Report)
U.S. News & World Report - More than four years after real estate values peaked, the historic plunge in home prices remains fresh in the minds of mortgage lenders. After taking painful losses on delinquent home loans, banks have imposed tougher standards--such as increased credit scores and higher down payment requirements--on applicants of all stripes. And as investors fled for the hills, the exotic mortgage products that helped fuel the real estate boom have largely disappeared from the private market. But that doesn't mean all buyers need a big pile of cash to snag a home loan. ... (AP) AP - Coast Guard: no sign of oil leak after Gulf platform fire, but crews continue to monitor. The Next 4 Dot-Com Buyouts (The Motley Fool) The Motley Fool - Shares of Salary.com (Nasdaq: SLRY - News) -- a small provider of human resources applications on the cloud -- soared 43% yesterday, after agreeing to be acquired by larger rival Kenexa (Nasdaq: KNXA - News). The True Risk of Bond ETFs (The Motley Fool) The Motley Fool - In coming up with ways to protect their portfolios, many investors draw on lessons learned from their most recent mistakes. Unfortunately, most people right now are taking the lessons they learned from the 2008 bear market and buying bonds, which could easily prove to be far riskier than they thought. Ron Paul: Financial Reform Solved Nothing (The Motley Fool) The Motley Fool - "The American people will never again be asked to foot the bill for Wall Street's mistakes. There will be no more taxpayer-funded bailouts. Period."-- President Barack Obama, after passage of financial reform legislation Credit Cards ResultsA Short Primer on Treasury BillsWhen I tell people that I try to keep a good chunk of savings in United States Treasury Bills, they usually look at me cross-eyed. Then they hit me with tough questions like “What the heck is... This is a content summary only. Visit CreditShack.org for full links, other content, and more! Debt Constipation Constipation and debt consolidation have a lot in common (besides sharing a few letters). Think about it. You eat. Your food gets processed. And if you’re healthy, you get rid of it. Debt... This is a content summary only. Visit CreditShack.org for full links, other content, and more! How to Avoid Credit Repair Rip-offs and Dubious Offers of Credit In this day and age, everyone needs credit, whether to buy a car or a house, obtain a loan or a credit card, even to get a job and life can be pretty tough if your credit stinks. There are many good and legitimate agencies who for a reasonable startup fee and a monthly charge ranging from $40 to $80 will help you repair your credit. However an economy that requires a good credit score to get the best interest rates, better housing and even a decent job is creating an industry of scammers who prey... More Credit Cards ResultsCreditCards.comProvides a guide to credit card offers categorized by low interest rate, cash back, rewards, balance transfer, instant approval, airline credit cards, and more. http://www.creditcards.com/ MasterCard Serves consumers and businesses with a range of payment services. http://www.mastercard.com/ Capital One Capital One financial services provides MasterCard and Visa credit cards, auto, home, and medical loans, and other consumer lending products through its Capital One ... http://www.capitalone.com/ Citi Cards Apply online for Citibank platinum, college student, charge, business, and rewards MasterCard credit cards with low annual percentage and balance transfer interest rates. http://www.citicards.com/ Discover Card Offers a variety of credit cards, CDs and money market accounts, auto insurance, and home loans to meet the needs of individual cardmembers. http://www.discovercard.com/ Visa International Offers payment services for consumers and businesses around the world through its member financial institutions. http://www.visa.com/ American Express Providing American Express personal and business customers with diversified worldwide travel, financial, and network services. http://www.americanexpress.com/ CardRatings.com Offers consumer report of the best credit cards in terms of rates, rebates, fees, and other features. http://www.cardratings.com/ | |
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Tips for getting homeowners insurance 1. Loyalty is overrated State tax hikes could go too far Some U.S. states facing steep budget gaps have resorted to tax policies that could be harmful over the long term, a non-profit research group said Monday. |
