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Discover Credit Cards Resources
No bank account? Get your tax refund on plastic
(AP)
AP - A new Treasury Department program to give people without bank accounts faster access to their tax refunds will help some avoid costly short-term loans. But careless consumers could end up racking up fees and padding bank profits. The True Risk of Bond ETFs (The Motley Fool) The Motley Fool - In coming up with ways to protect their portfolios, many investors draw on lessons learned from their most recent mistakes. Unfortunately, most people right now are taking the lessons they learned from the 2008 bear market and buying bonds, which could easily prove to be far riskier than they thought. Ron Paul: Financial Reform Solved Nothing (The Motley Fool) The Motley Fool - "The American people will never again be asked to foot the bill for Wall Street's mistakes. There will be no more taxpayer-funded bailouts. 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Mortgage rates hit record low: Freddie Mac (Reuters) Reuters - U.S. mortgage rates fell in the past week to the latest in a series of record lows as yields on government debt dropped, according to a survey released on Thursday by Freddie Mac, the second-largest U.S. mortgage finance company. Discover Credit Cards Results100 Percent Free Credit Report - No Hidden ChargesThere are a number of significant details contained in a credit report that detail an individual's personal and professional spending history, and affect how lending institutions view him as a potential loan candidate. The 3 digit number also known as a FICO score is the basis for rating consumers everywhere and is available from the credit reporting institutions by an lending firm interested in finding out about a candidates credit status. This very important number is the basis for any type of credit in the marketplace; including credit card applications and new car loans. 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Are Americans de-banking? The financial crisis that destroyed some of the world's biggest banks and sent others to the brink of failure have changed Americans' idea of lending and borrowing. While most still seem to have no problems storing their money at banks small and large, a few trends indicate that everyone from consumers to some of the world's largest companies are straying away from large financial institutions as sources of funding. Boost your company's profits, boost your career The person at your office who routinely brings in millions of bucks worth of business probably doesn't have to worry about job security. Or begging the boss for a raise. Or advocating for a promotion. |