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More Credit Rating ResourcesCredit Rating ResultsCredit Repair is Now Simple For You to DoFixing your credit can save you money every month. So look into the ways it can really help you out. Credit Card Disputes - Unrecognized Transactions and Goods Not Received A chargeback is when your credit card issuer reverses a disputed transaction on your account, so that a refund appears on your card and the merchant is redebited through their processing bank. If necessary, the card issuer will electronically send a copy of supporting documentation to the merchant's processor to substantiate this action. What You Should Know About Zero Balance Transfers One of the ways you can do away with high interest credit debt is with 0 balance transfer cards. Those paying high interest rates on their credit would do well to avail of these programs. That being said, it is best to be aware of some basic facts so you know what you're getting into. Bad Credit Before the Crisis Before the crisis began bad credit was just another way of telling to other banks that one of your clients is not paying the debts on time or is not paying them at all. The term's significance has barely changed after the crisis came and the cause of all the financial mayhem was the American people that kept asking for money from the banks and couldn't pay the banks back. Making Your Goals Automatic I came across a motivational poster the other day that said: “It’s the start that stops most people.” At first I thought it was cheesy. Then I thought about it some more and... This is a content summary only. Visit CreditShack.org for full links, other content, and more! Good Credit - What Does it Mean? In my work with small business owners I often assist them with getting financing. Part of the package a lender will always request will be a set of business financial statements. New Credit Card Rules Affect College Students Consumers should be able to find a wide selection of affordable cards if they take the time to look at all of their options and to compare several lines to each other. There are plenty of lenders interested in doing business with those who have good or better credit scores. | |
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50 Best Jobs in America Money looked for careers with great pay, superior growth prospects, intellectual challenge, flexibility and more. Money's new More Money blog Money/Finance News Leaving your job? Don't forget your 401(k) Question: I'm in my 30's and have a 401(k) from a previous job, 75% of which is invested in a variety of stock portfolios. Although my stock holdings have recovered a bit recently, I'm still down about $7,000 from my peak balance. I'm planning to roll over this old 401(k) into either the 401(k) at my new job or into an IRA account, but I'm wondering whether I should do the rollover now while stocks are still cheap or wait until the market has recovered and then do it. What do think? --Todd Gerecke, Lynden, Washington The 60-plus set can't afford to retire More people say they just don't have the money to retire these days. |