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Second act: Software to wind energy Jim Maguire describes himself as being ahead of his time, and he's hardly bragging. In 2002, Maguire -- who managed software projects for large companies -- was consulting in Germany when he discovered "the next big thing." Money's new More Money blog The new young investor: Shunning stocks When 18-year-old Robert White decided to jumpstart his retirement plan, he invested his life savings of $25,000 into an aggressive mutual fund. Tips for getting homeowners insurance 1. Loyalty is overrated Do high-cost funds pay off? Question: I'm trying to choose between two funds in my 401(k) that invest in the same sector. One has higher fees, but it also performs better. How can I tell if a fund's performance is worth the higher price? --Jordan, San Antonio, Texas Credit Reports Com NewsThings To Consider Before Applying For A Balance Transfer Credit CardOnce you do the balance transfer, you move your balance right from one card to other. Balance transfers could land up being expensive, if they are not completed in good order or completed using costly charge cards. Think You Understand the New Credit Card Laws - Think Again Sure, the Credit CARD Act was a step in the right direction. But there are few areas where the vague wording of the CARD Act gives credit card issuers a little too much wiggle room. The Second Biggest Mistake Those With Credit Card Debt Make Spending money you do not have is obviously the biggest reason why people struggle with credit card debt. What is the second biggest problem? How to Obtain Bad Credit Auto Loans Auto loans are one of the most common types of loans given out by banks and a number of customers make use of these loans to provide their families with the comfort of a great car. However, banks are particularly sticky on the issue of fast bad credit loans and more so for the case of auto loans that are usually much cheaper than personal loans. This is why it is difficult for families and individuals with a bad credit history to obtain the loans required for their dream vehicle. What Happens If I Don't Pay Off My Credit Card Debt Punctually? For people who have just lost their employment during economy crisis, they may find it difficult to pay off their credit card debts on time, especially for those who have no savings. Having a big sum of outstanding balances on your monthly statements is indeed stressful. Life will become more challenging when a person fails to make monthly minimum payment to his or her credit card accounts. How to Remove Charge Offs From a Credit Report With Ease The credit score reporting methods are a mystery to many consumers. All 3 credit reporting bureaus use a fairly similar algorithm to calculate that 3 digit number. A borrower's total score is the average of all 3 bureaus scores. It is important to keep up with this number to maintain a good financial standing. Knowing how the process works is the key to this whole process. Sometimes even this is not enough by itself, so some extra preventative measures have to be employed. | |
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Second act: Software to wind energy Jim Maguire describes himself as being ahead of his time, and he's hardly bragging. In 2002, Maguire -- who managed software projects for large companies -- was consulting in Germany when he discovered "the next big thing." Will the next pop be the bond bubble bursting? Question: I'm within five years of retirement and currently have about 35% of my investments in bond funds. With rising interest rates a likely scenario, how do I stay diversified without exposing myself to a "bond bubble"? -- John Clay, East Helena, Montana |
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