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Summary Box: Mortgage rates hit low of 4.32 pct. (AP)
AP - RECORD LOWS: Mortgage rates fell to the lowest levels in decades for the tenth time in 11 weeks, mortgage buyer Freddie Mac said Thursday. The average rate for a 30-year fixed loan was 4.32 percent. The 15-year fixed loan hit 3.83 percent.
 
Mortgage rates hit record low: Freddie Mac (Reuters)
Reuters - U.S. mortgage rates fell in the past week to the latest in a series of record lows as yields on government debt dropped, according to a survey released on Thursday by Freddie Mac, the second-largest U.S. mortgage finance company.
 
5 Tax Moves to Make Now (U.S. News & World Report)
U.S. News & World Report - It may seem a bit strange to be talking about income taxes in September. There are, however, good reasons to think about taxes well before April 15. For starters, there are some big changes in the tax code that go into effect in 2011. Depending on your income tax bracket and investments, some simple planning now could save you a bundle later.
 
Downsize for a More Affordable Retirement (U.S. News & World Report)
U.S. News & World Report - Most people think retirement planning is about saving, investments, and the timing of retirement account withdrawals and Social Security benefits. Ensuring you have sufficient income is definitely one of the most important aspects of retirement planning. But so is controlling your expenses. One way you can do that is by downsizing your current lifestyle. Here is how controlling costs can help you prepare for retirement and still enjoy a nice standard of living.
 
5 Ways to Simplify Your Personal Finances (U.S. News & World Report)
U.S. News & World Report - If you're combining your life with a new spouse, moving from one house to another, or just frustrated with the amount of documentation you have filed (or unfiled) in your basement, it's a good time to simplify your finances. Simplification is not only practical, it is beautiful. This is the concept of kanso, a Japanese aesthetic usually applied to gardens. Through a stretch of the mind, we can apply this beauty to our lives and our finances.
 

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Think You Understand the New Credit Card Laws - Think Again
Sure, the Credit CARD Act was a step in the right direction. But there are few areas where the vague wording of the CARD Act gives credit card issuers a little too much wiggle room.
 
Clean Up Your Credit Report - The Top 3 Secrets to Getting Junk Off Your Report!
When you decide it is time to repair or clean up your credit report you need to know what the process is all about and what the easiest ways to go about it are. There are many ways you can get things off your report and one of those ways would be to pay it off, but that is not what this is about. Here are the top three ways to help you get what you need when you are trying to correct or work with your credit report.
 
Living Without Credit Card Debt
We are here to tell you something that is simply remarkable today. Are you ready for the best news that you have heard in quite a long while? Here it is. You no longer have to live with deep credit card debt any longer! The industry that has started to overtake the American economy and cloak the entirety of this mess is the one referred to by many as the gift. That gift is debt relief.
 
Major Credit Card Interest Rates - Finding Better Deals Online
Major credit card interest rates are generally high percentages because the issuing bank or company wants to make money. Many people default on their monthly payments, which means that they have to charge existing clients even more. However, if you do not carry a monthly balance you don't need to worry about the interest rate at all.
 
Fixing Your Credit - What You Can Do to Make Your Credit Better Fast!
When it comes to fixing your credit you need to know what you can do when it comes to the different things you can do in order to get your credit score to where it belongs. There are many things you can do and a lot of it depends on what type of situation you are currently in.
 
How to Avoid Credit Repair Rip-offs and Dubious Offers of Credit
In this day and age, everyone needs credit, whether to buy a car or a house, obtain a loan or a credit card, even to get a job and life can be pretty tough if your credit stinks. There are many good and legitimate agencies who for a reasonable startup fee and a monthly charge ranging from $40 to $80 will help you repair your credit. However an economy that requires a good credit score to get the best interest rates, better housing and even a decent job is creating an industry of scammers who prey...
 

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